这连续两周都在忙活着考试，今天算是结束了最后一门，Money and Finance，与其说是们Econ（经济学）的课程，学校的代码是ECON 350，我愿意把这门课当历史课学。必定里面很多内容都是有关钱的演变进化和金融系统的形成。

巨大的信息量让这门课看起来是无头无序，其实不过8大块。最后一节课有人问老师要Sample Question和去年的Pass Paper，老师聪明的提到了一个Behavioural Finace（行为金融学）的概念，Anchoring。

这个词的意思就是说人们很容易把自己未来的视线和行为分析以自己最近的一些观察为基础，这样的结果是我们对市场信息反应不足(under reaction to news)。举个很简单的非金融市场例子会比较容易理解：假设你去买东西，东西的标价1000块人民币，你于买家讨价，出价500块，买家不同意说800块，最后和你达成合议，双方同意700块成交。不论这个东西到底价值在700元以下多少你根本不在乎，你的大脑早把它定在1000元的基础上可以讲下多少钱了。在这里你感觉占了300块的便宜。这种技巧总是被房地产，买车的商家使用。

老师的意思很明显，各位，如果我给了你们Sample Question，你们还会去借书查看资料，每个Topic的去复习吗？这样只会害了你们啊，考试的时候傻眼你怪谁呢？

（二）世界杯

昨夜里2010年南非世界杯终于吹响哨子。我简短在深夜复习时Twitter上看了几条文字直播。

回想起来第一次真正开始看世界杯那应该是10几年前了，98年法国世界杯的时候，我小学升初中。考试前每晚是拿着球星的卡片看靴子，看被球袜包裹的护腿板，看发型，看描述，看身价。只可惜还没考试一天晚上就被父亲抓住，没收了所有卡片，墙上贴着的大幅海报也全部拿下。考试当天中午踢球，下午的数学考试迟到（因为忘了买三角尺）。最后的决赛是考完假期在家拉着天线看的黑白直播。

几年后的2002年世界杯，中国第一次出线。我读高中。

米卢当时执掌中国队，在冲出10强赛前的时候，米卢也是被众多“官员”职责。

我只记得米卢说的一句话：“你们没有任何资格来评价我和我的训练。你们（中国足球）一次世界杯决赛圈都没有进过，而我有着4次带领球队进入决赛圈的经验！（中国是第五支球队）”

是的，这个时候我们最好是闭上嘴巴，就算你张着，你还能说什么呢？

（三）三国

历史不是我擅长的，从高中开始我就不是特别喜欢历史。马明芬老师在高中第三年是又给我找各类书籍，又是给我看各种历史电影，如此般努力的我并没有考出平均以上的分数。借鉴他人的学习方法和经验，未必能成功，当时我也知道。

也许就是我大脑相关历史方面的发育才刚刚开始吧，才喜欢上看三国，才喜欢上读些历史传记。

几年前在上海的时候，小杰哥给我说过他对历史的理解，为的是鼓励我考取导游证。

他说：“历史的意义不在你要记住那些时间和地点。我们的文科教育太理科化。文科的东西怎能用理科的思维去学习？你应该知道那段历史能给你的启示是什么，历史总是重复的，古人的教训和经验，当然是你学习历史的真正财富。如何把历史的意义联系到现实中来，才是真正了解历史的意义。”

后来我拿到了陕西省英文导游证，历史方面的知识虽然不高。

（四）写给我自己

郭建峰曾经说过他打Wii保龄球游戏的故事：

保龄球游戏的满分是300， 即连打12个全中。

他当时的最高分是299分，打了十一个全中，最后一次打了九个瓶，一个未倒。

十一次全中是当时他能打出的最好成绩，正常情况下，六七个全中是很轻松的，七是一个分水岭，一旦过了七，第八个，第九个全中就比较悬了，很多情 况下，感觉上与之前是一样的力道，一样的旋转，结果却大不一样

之前同样的方式，七次全中，到了第八第九次，就出现一个未倒，甚至三个未倒的情况，自己看着屏幕目瞪口呆，不知道是什么情况。

这就是所谓的压力无形累加的结果。

如果人是机器，没有欲望，没有情绪波动，那理论上，只要有一次全中，那之后可以有100次，1000次甚而一亿次全中，因为已经找到了正确的方 法，之后就是简单的重复。

可惜人非圣贤，更非机器，在面对漫漫累计的压力的时候，即使自己反复暗示自己淡定，告诉自己我不紧张，我不在意，可是对于好的结果的渴望是在无 形中给自己的机体以压力的，你甚至感觉不到这种压力的存在，但是结果会很鲜明的告诉你这种无形之物的存在。

正 因为如此，正因为人不是机器，因此经验会显得如此的重要，经验的价值并非知道应该怎么做，这种文字的知识，google百度一下大都找得到，经验的真正意 义在于可以让一个人能真正的淡定，不受压力的影响，在其他人都失去理性的时候还能一如既往的做出正确的决定，力挽狂澜于千钧一发之际，这才是最为弥足珍贵 体现一个人价值的地方。

（五）如果我有个娃

我曾经有过个想法，把自己平日里的一些所想所思和生活经验找个本子记下来，大概在高中和西安读大学的时候我就已经记了有2个本子了。很多都是摘抄，从各种杂志上看到的些触动我的东西。后来前年的时候用了饭否，然后我就像可以重新拾掇起来，“顺手”方便用手机发到饭否（已故的微博）上，多好。

我这么做的原因是，我一直琢磨着如果我以后有了孩子，我可以给ta“传授”些我的经验，这样就省得ta走弯路。

可后来我想通了，我就算给ta讲一万个我的经验，都没有用。首先孩子是绝对不会听的，就像我自己一样，父母给我说一万个这个不要做那个不要做，我还是一样会去做的。这是挡不住的。唯一可以做的是，就让ta去经历吧，从山上跌下来摔的有多疼，只有他自己摔了ta才知道，告诉他是没用的。

崔健唱：“不是我不明白，这时代变化快。”

是的，告诉孩子自己的经验，倒不如给孩子讲述自己的经历。ta也会有自己的判断力，让孩子取其所需。

最后，我想哪天我真有娃了，这篇文章不知道要不要ta读一遍。

相关文章阅读：
Wonderful World Of FINANCE	中国@南非世界杯	《禅与摩托车维修艺术》（Zen and the Art of Motorcycle Maintenance）	Think Different
无觅

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仅此文献给明天考《微观原理及积分应用》| Microeconomics /Theory and Application with Calculus-by Jeffery M. Perloff 的朋友们。

以下内容均来自校内Blackboard系统的Econ 200讨论区，版权和解释权都不归我。

感谢 Naveed Shah 为我们祝福。

也感谢在另一个Threat下您那豪放的言语 ：p

—————-Naveed 曰(yuē)———–

i am totally freaking out right now dude. sitting in front of my computer all jittery and biting my finger nails. reading through notes but not taking in a word of what im reading. whats going to happen to us? econ200 is the answer to the riddles of life. and if i fail this, then my entire world is going to implode. whose going to tell me the answer to what the meaning of life, the universe and everything is? how will i wake up in the morning, and feel hope for that one day, when econ200 will provide me with all the answers that i seek. oh econ200, u are strange and mysterious. if only i had the ability to figure you out. perhaps then u would’ve given me as much as i have invested in you. alas, story of my life.

——–Good Luck 篇————

Subject: goodluck	Topic: Default Topic
Author: Naveed Shah	Date: 12 June 2009 8:32 PM

to everyone.

peace

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Brendon Ferreira	Date: 12 June 2009 8:34 PM

dude do u know i guy called doug, it was his birthday yesterday

In Reply to: goodluck

to everyone.

peace

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Yiu Law	Date: 12 June 2009 9:32 PM

I know its a bit late to play the blame game but am i the only one that feels like we’ve been pushed into the deep end?

Im sitting here trying to do the past paper and honestly i have no idea whats going on.

In Reply to: goodluck

to everyone.

peace

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Grant Azzopardi	Date: 12 June 2009 9:39 PM

mate… this course is set up ridiculously… seriously… how can the lecturer and the tutors think that by not giving us the answers to tutorial questions(normally the first place a student will look for help) and the practice exam(the second place) that we can be expected to do well… their view is that we should look for the answers in the text or come see them… well the answers in the textbook aren’t the same as the questions (which always seem to have a little twist in them so we can’t quite get the right answer)… its pure bs… im sure they’ll be receiving another $1500 from me next semester for this stupid course…

In Reply to: Re:goodluck

I know its a bit late to play the blame game but am i the only one that feels like we’ve been pushed into the deep end?

Im sitting here trying to do the past paper and honestly i have no idea whats going on.

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Yiu Law	Date: 12 June 2009 9:44 PM

sweet I’ll see you next year then, cos honestly there is no way in hell im gonna pass this, i’ve sat every single lecture and tutorial and still don’t understand anything, the textbook is basically a $120 paperweight to me.

In Reply to: Re:goodluck

mate… this course is set up ridiculously… seriously… how can the lecturer and the tutors think that by not giving us the answers to tutorial questions(normally the first place a student will look for help) and the practice exam(the second place) that we can be expected to do well… their view is that we should look for the answers in the text or come see them… well the answers in the textbook aren’t the same as the questions (which always seem to have a little twist in them so we can’t quite get the right answer)… its pure bs… im sure they’ll be receiving another $1500 from me next semester for this stupid course…

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Grant Azzopardi	Date: 12 June 2009 9:48 PM

same here… i missed 2 tutes coz of other exams but went to all the lectures… even with my other test results being ok the outline says that we half to pass this to pass the whole class… maybe next semester they’ll see the fail rate at 70% and give us some tute answers…

In Reply to: Re:goodluck

sweet I’ll see you next year then, cos honestly there is no way in hell im gonna pass this, i’ve sat every single lecture and tutorial and still don’t understand anything, the textbook is basically a $120 paperweight to me.

Reply Forward

Subject: Re:goodluck	Topic: Default Topic
Author: Matthew Chau	Date: 12 June 2009 10:25 PM

yeh i agree.. i understood the lectures decent.. so i kno the theory(kind of). bt tutes.. u need the ans.. 1 hour per week is too rushed, u need to be able to go home and slowly work it out urself. ive studied this subject for 5 days around 8 hours a day.. and i still think i will fail.. usually im confident by now.

In Reply to: Re:goodluck

same here… i missed 2 tutes coz of other exams but went to all the lectures… even with my other test results being ok the outline says that we half to pass this to pass the whole class… maybe next semester they’ll see the fail rate at 70% and give us some tute answers…

————-另一则—————-

Subject: so who else is fucked?	Topic: Default Topic
Author: Yiu Law	Date: 10 June 2009 11:02 PM

title says it all

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Grant Azzopardi	Date: 10 June 2009 11:06 PM

ill second that…

nothin is sinking in…

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Jia He 1	Date: 10 June 2009 11:19 PM

hands up for me~

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Yema Akbar	Date: 10 June 2009 11:31 PM

yep…..

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Carlo Del-fabbro	Date: 11 June 2009 8:38 AM

Yiu, how about keeping the language clean? Not cool. Anyway, good luck with the exam.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Tamer Abdelkader	Date: 11 June 2009 11:46 AM

lollll

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Tamer Abdelkader	Date: 11 June 2009 11:46 AM

none of the staff care enough to come on here and contribute/solve our problems so it’s only fair that this place is lawless. ever seen lord of the flies

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Nicholas Langley	Date: 11 June 2009 11:57 AM

it’s clear that from this point onwards, Carlo shall be dubbed Piggy.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Carlo Del-fabbro	Date: 11 June 2009 9:56 PM

Piggy? Is that a lord of the flies reference or am i miss piggy from the muppets?

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Nicholas Langley	Date: 12 June 2009 12:47 PM

The unfortunate character who is turned on by a swarm of bloodthirsty, murderous young boys. Stoned to death, and in doing so, leaving the conch to the same broken fate as Piggy’s head. If you’re following the allegory, the conch’s destruction symbolizes that of the loss of civilization.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Carlo Del-fabbro	Date: 12 June 2009 1:17 PM

I stopped following when you called me Piggy.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Hassan Chamaa	Date: 11 June 2009 12:50 PM

tamer you machine

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Ngoc My Nguyen	Date: 11 June 2009 6:53 PM

the only way to beat this exam we have to treat it like a game, thus we must cooperate and therefore we must form a cartel where we will share our answer to the past exam question, im working on Q6 2008 paster paper, once it done i will share the answer and we will discuss it. That is the only way to beat this game/exam.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Yiu Law	Date: 11 June 2009 8:09 PM

or alternatively we all agree that we dont do the exam and just sit there for the 3hrs.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Ngoc My Nguyen	Date: 11 June 2009 8:25 PM

by using iterated elimination method of dominated strategies i think your suggestion just got eliminated because it is impossible.

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Yiu Law	Date: 11 June 2009 8:36 PM

see i dont even know what that means, this “game” sucks

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Yema Akbar	Date: 11 June 2009 11:04 PM

make sure u share the answer

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Shiuan Hoon	Date: 12 June 2009 1:25 AM

Hi
I have just completed my paper for 2008. Will you like to trade answers and see if we’re on the right track?
Thank you!

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Harmeet Singh	Date: 12 June 2009 9:53 PM

glad to know im not the only one

In Reply to: so who else is fucked?

title says it all

Reply Forward

Subject: Re:so who else is fucked?	Topic: Default Topic
Author: Sean Roberts	Date: 12 June 2009 10:16 PM

Yiu I totally agree!!

Once this exam is over, Im gonna hit up a massive session of COD!

In Reply to: Re:so who else is fucked?

glad to know im not the only one

———考试好运分割线————–

有兴趣的童鞋读读吧，就是纯属课外娱乐了。

另外，望所有在天堂认识我的亲朋好友们，祝我好运吧！

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